To be considered for approval, you must:
* Be a member of the METREX FCU;
* Be employed with your current employer for at least 3 months.

* Must include a copy of recent paystub or W-2

 

**9% Rate is on New Personal Loans only. Refinanced loans are not eligible for 9%.

In order for your loan to be approved, you must meet the following criteria:

* You must have the ability to repay the loan within the terms of the agreement;

* Your past credit history and present credit record is satisfactory as a result of information obtained from credit references and reporting agencies;

* You have demonstrated stability of employment, residence, etc.

The loan application must be filled out on an Original Loan Application from our office.  DO NOT FILL OUT AN APPLICATION FROM THIS SITE!! 

* Submit completed application via  mail or in person to a  Credit Union volunteer along with $5.00 to cover cost of Credit Report.

* Copies of your most recent paycheck stubs and/or proof of other income must be received before application can be processed;

* Applications must include a complete listing of all monthly expenses such as, rent, mortgage payments, credit card payments, other loan obligations, etc;

* If you are applying for a car loan and you are buying the car through a dealer, you must also send us a copy of the purchase order.

Credit Life Insurance - Pays the remaining balance of your loan in the event of your death. This insurance will ease the financial burden on your family.

Credit Disability Insurance - Pays your monthly loan payments while you are disabled. Loan payments would be made on your behalf until you are able to return to work. Some restrictions apply.

This credit union is federally insured
by the National Credit Union Administration.